FCA DrivePlus Mastercard - $1000 bonus cash FCA DrivePlus Mastercard - $1000 bonus cash FCA DrivePlus Mastercard - $1000 bonus cash
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Summary of Credit Terms
FCA DrivePlus Mastercard - $1000 bonus cash FCA DrivePlus Mastercard - $1000 bonus cash FCA DrivePlus Mastercard - $1000 bonus cash

$100 Cash Back

Earn a $100 Statement Credit with your first FCA US purchase.1

Special Financing 0% intro APR2

For 6 billing cycles every time you use your FCA DrivePlus Mastercard® for FCA US dealership purchases of $499 or more. After that, a variable 16.24% to 27.24% APR depending on how you meet our credit criteria, based on the Prime Rate.

$1000 Bonus Certificate

When you spend $7,500 in your first year you will receive $1,000 Bonus Certificate towards the purchase of your next FCA vehicle. See Dealer for Program Details. Click here for current model eligibility.

Flexible Rewards

Rewards can redeemed for cash back, gift cards, or at FCA US Dealerships for service or towards the purchase of your next vehicle. The choice is yours.

ID Theft Protection

Enroll your card to receive ID Theft Alerts, Emergency Wallet Replacement, and expert Resolution Services to assist in the event of breach.

Fraud Monitoring

We proactively scan your transactions, flagging anything that seems out of place. If so, we will contact you to resolve the situation.

Zero Liability

Relax knowing you won’t be held liable for any unauthorized purchases made with your card.3

FICO Score for Free

Log in, enroll online, or use the mobile app to check your FICO® Score anytime, 24/7.

Travel Accident Insurance

Rest easy knowing you have coverage for you and your family when you pay for travel tickets with your card.4


Your FCA DrivePlus Mastercard® rewards can add up fast! Redeem rewards as you choose.

All of your earned rewards are worth double value when redeemed at FCA US dealerships1
  • Vehicle maintenance, Oil changes, Tire Rotations
  • Mopar Accessories/Parts & Tires
  • Toward your next FCA vehicle down payment

Or, choose from hundreds of online options such as:

Donate to Charity

Choose from more than 250 charities to support by redeeming your rewards for a Charity Choice Gift Card.

Save on Exceptional Travel

Redeem rewards on our online travel booking engine 24/7 for airline flights, car rentals and hotels for domestic or international travel.

Get Cash Back

Simply choose the amount you want, go online and redeem your rewards for a cash back statement credit to your account.

Use the sample calculator below and see how fast your percentage back can add up to great rewards.

Estimated annual spend on FCA US dealership purchases (vehicle service, merchandise purchase etc.)
Equal to 5 points per $1 spent
Estimated annual spend on gas and travel purchases
Equal to 2 points per $1 spent
Estimated annual spend on other purchases
Equal to 1 point per $1 spent

Frequently Asked Questions

Questions & Answers About your FCA DrivePlus Mastercard®.

Earning rewards is simple with the FCA DrivePlus Mastercard! Use your card for everyday purchases and earn unlimited rewards.
The Special APR financing offer is available every time you spend $499 or more at your FCA US dealership.2 Remember, purchases must be in a single transaction but can be multiple items. Subject to an available credit limit, there's nothing extra you need to do.
It's simple. All of your earned rewards are worth double value when redeemed at your FCA US dealership good towards the purchase of your next FCA vehicle, new tires, maintenance, even oil changes.1 Just talk to your dealership associate.
Customers will earn a $100 Statement Credit with their first FCA US in-dealer purchase1.
Rewards expire 7 years after they are awarded.
There is no limit to the amount of rewards a customer can earn.
Your percentage back is earned as points and will show on your credit card account statement.
Click here and follow the process through the online application or visit a participating FCA US dealership.
Contact your local FCA US Dealership to confirm that they participate in the FCA US Maximum Rewards program. Upon your visit at the participating Dealership, ask a service manager to help with the redemption. Please note that all FCA US Dealership redemptions must be made in person, no more than two redemptions can be made daily at an FCA US Dealership. As part of in-dealership identity and rewards balance verification you must provide your FCA DrivePlus Mastercard® credit card number, full name, zip code, and birth date. All redemptions must be for credits of at least $15. After your rewards have been redeemed, you will receive a copy of your redemption credit receipt via fax and email. (All redemptions are made in full dollar amounts.)
First Bankcard is a division of First National Bank of Omaha (FNBO). FNBO is part of the largest privately owned bank holding company in the United States and the issuer of the FCA DrivePlus Mastercard®.
To earn a $1000 Bonus Certificate towards your next vehicle purchase, you need to spend $7500 on your DrivePlus Mastercard® within your first year. See dealer for Program Details. For current model eligibility click here.

Select Your Brand to Apply Now

Please see the Summary of Credit Terms for important information on rates, fees, costs, conditions and limitations.

You must pay your entire statement balance (including all promotional purchase and balance transfer balances) by the due date each month to avoid being charged interest on new purchases from the date those purchases are made, unless your new purchases are subject to a 0% interest rate.

Special Financing Offer Details: Purchases in which single or multiple items are purchased in the same transaction totaling at least $499.00 at FCA US dealerships will be referred to as "Eligible Purchases" in your Summary of Credit Terms. All transactions are subject to approval. Accounts are eligible only if they are open, in good standing and not already subject to special terms. All other terms of your account remain in effect.

1See the Reward Terms and Conditions in the Summary of Credit Terms for details, including earning, redemption, expiration or forfeiture. Percentage back is earned as points.

2For additional information about Annual Percentage Rates (APRs), fees and other costs, see the Summary of Credit Terms.

3Zero Liability does not apply to Mastercard branded cards issued to an entity other than a natural person; primarily for business, commercial or agricultural purposes; outside of the US region; or if a PIN used as the cardmember verification method for the unauthorized transaction(s).

4Restrictions, limitations and exclusions may apply. See your Guide to Benefits for details.

If you make $7,500 or more in aggregate Qualifying Credit Card Transactions (as defined below) with your FCA DrivePlus Mastercard® account (“Account”) during your first Reward Year (as defined below), First Bankcard®, a division of First National Bank of Omaha (referred to herein as “we”, “us” and “our”), will issue you a $1,000 certificate (“Certificate”) that you can apply toward the purchase price or lease of a qualifying new Chrysler, Jeep®, Dodge, Ram, or FIAT® vehicle from a participating FCA US LLC (“FCA”) dealership. A Reward Year is the 365 day period following the date your Account was opened. Allow 6 to 8 weeks for Certificate to be issued and sent. Certificate will display an expiration date of 12 months after Certificate’s date of issuance. Not all Chrysler, Jeep®, Dodge, Ram or FIAT® models are eligible, and FCA reserves the right to determine the vehicle model eligibility in its sole discretion at any time. Eligible vehicles must be delivered to the qualified purchaser or lessee prior to the expiration date displayed on your Certificate. Please contact or visit your FCA dealership for further details on vehicle eligibility and availability. Please click here to check website as vehicle eligibility may change. In the event of conflict between vehicles listed and the official program rules available at FCA dealerships, the official program rules shall govern.

Qualifying Credit Card Transactions are authorized, new purchases posted to your Account (which must be in good standing), excluding refunds, credits (for returned merchandise or otherwise), and disputed billing items. Qualifying Credit Card Transactions do not include: (a) annual fees, finance charges and other fees or charges posted by us to your Account; (b) cash advances (including but not limited to purchases of money orders or other cash equivalents) or special check transactions; (c) balance transfers; (d) charges for other products, services, or benefits that we provide; or (e) other transactions that we determine not to be Qualifying Credit Card Transactions. We reserve the right to determine, in our sole discretion, whether any transaction is a Qualifying Credit Card Transaction.

Certificate will display the name of the owner of the Account and an expiration date, and be sent to the address on the Account. Certificate is not transferrable, except to a member of the owner of the Account’s immediate family living in the primary household of the person whose name appears on the Certificate. An immediate family member living in the primary household of the person whose name appears on a Certificate who wishes to redeem the Certificate will be required to provide, to the satisfaction of the FCA dealership, valid proof of address matching the address printed on the Certificate. We have no responsibility for the redemption of Certificates. Please contact or visit your FCA dealership for official program rules and further offer eligibility, compatibility and redemption details.

Only one Certificate per Account can be earned during a Reward Year. Only one Certificate can be redeemed per vehicle purchased or leased. Only one Certificate per Account can be redeemed per Reward Year. A Certificate cannot be apportioned among more than one vehicle purchase or lease, or be applied to any previous purchase or lease. Certificate is non-negotiable and has no cash value. The sale or barter of a Certificate is prohibited and will void the Certificate. Certificate is not transferrable in the event of death, as part of a domestic relations matter, or for any other reason except to a household member as outlined herein. No accommodation will be made for an unused, forfeited, or expired Certificate. FCA US LLC reserves the right, in its sole discretion, to amend, change or modify the official program rules at any time.

Certificate may be subject to federal, state or local income tax. Determination and payment of any liability for federal, state, or local income taxes regarding the earning or redemption of Certificate are your sole responsibility. Please consult your tax advisor concerning any income or other tax consequences.

Void where prohibited by law.

Cards are issued by First Bankcard®, a division of First National Bank of Omaha pursuant to a license from Mastercard International Incorporated. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.

FICO is a registered trademark of Fair Isaac Corporation in the United States and other countries. Please note, new cardmembers will generally see their FICO® Bankcard Score 8 (the version of FICO® Score we use to manage your account) within 45 days of account opening. 

©2018 FCA US LLC. All Rights Reserved. Chrysler, Dodge, Jeep, Ram, Mopar and SRT are registered trademarks of FCA US LLC. FIAT is a registered trademark of FCA Group Marketing S.p.A., used under license by FCA US LLC.